cluster for new data

Hello !
Wish you are well

I have a question. how do you set new data to a specific cluster?

I mean, when you use Kmeans, Kmodes, ou hierarchical clusturing once you have finished to identify your groups/clusters, how can we identify the true group for a individual considering the clusters we have.

more explanation, I got clusters for financial analysis, solvency for example . how can I know/predict the cluster to refer the new persons helping to know wether the will be solvent or less or not??

thank you for you help in advance

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